Najlepšie Sporenie a vklady v Holandsko
Investovanie do Sporenie a vklady je kľúčová stratégia pre rezidentov v Holandsko, ktorí chcú chrániť svoje úspory pred infláciou.
S infláciou 2.6% v Holandsko a da��ovou sadzbou 36.0% je hľadanie produktov s kladným reálnym výnosom nevyhnutné.
Historický vývoj
Porovnajte priemerný výnos Sporenie a vklady s infláciou
Porovnajte výnosy Sporenie a vklady v Holandsko
| Typ | Inštitúcia | Hrubý výnos | Po zdanení | Reálny výnos | Stav | Podrobnosti |
|---|---|---|---|---|---|---|
| Sporenie a vklady | Scalable Capital (PRIME+) NL | 2.50% | 1.60% | -1.00% | Prehráva | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50% |
| Sporenie a vklady | Bunq Easy Savings (Weekly) NL | 2.26% | 1.45% | -1.15% | Prehráva | Weekly compound, higher balances get 2.26%, base 1.51% |
| Sporenie a vklady | Trading 212 Flexible Savings NL | 2.20% | 1.41% | -1.19% | Prehráva | UK fintech, investor protection ~€20k, instant access |
| Sporenie a vklady | Nationale-Nederlanden Deposito 12M NL | 2.20% | 1.41% | -1.19% | Prehráva | 12-month fixed deposit, €500-€500k, annual interest |
| Sporenie a vklady | Bigbank Flexible Savings NL | 2.05% | 1.31% | -1.29% | Prehráva | Estonian deposit guarantee, up to €100k, instant access |
| Sporenie a vklady | Trade Republic Cash Account NL | 2.00% | 1.28% | -1.32% | Prehráva | Instant access, tracks ECB rate, up to €50k |
| Sporenie a vklady | Lightyear Cash Account NL | 1.91% | 1.22% | -1.38% | Prehráva | Estonian broker, monthly interest, no limit |
| Sporenie a vklady | Klarna Savings Account NL | 1.87% | 1.20% | -1.40% | Prehráva | Swedish fintech, instant access, monthly interest |
| Sporenie a vklady | Revolut Savings Vault EU | 1.85% | 1.18% | -1.42% | Prehráva | Premium/Metal plans, instant access, up to €100k |
| Sporenie a vklady | Openbank Cuenta Nómina NL | 1.80% | 1.15% | -1.45% | Prehráva | Santander subsidiary, salary required, instant access |
| Sporenie a vklady | Knab Spaarrekening NL | 1.75% | 1.12% | -1.48% | Prehráva | Dutch neobank (Aegon), instant access, monthly interest |
| Sporenie a vklady | Bunq EasyBank Savings NL | 1.56% | 1.00% | -1.60% | Prehráva | Instant access, Dutch deposit guarantee, monthly interest |
| Sporenie a vklady | ASN Ideaalsparen NL | 1.50% | 0.96% | -1.64% | Prehráva | Sustainable banking, instant access, Dutch deposit guarantee |
| Sporenie a vklady | Triodos Spaarrekening NL | 1.40% | 0.90% | -1.70% | Prehráva | Ethical banking, instant access, Box 3 wealth tax applies |