Najlepšie Sporenie a vklady v Španielsko
Investovanie do Sporenie a vklady je kľúčová stratégia pre rezidentov v Španielsko, ktorí chcú chrániť svoje úspory pred infláciou.
S infláciou 2.4% v Španielsko a da��ovou sadzbou 19.0% je hľadanie produktov s kladným reálnym výnosom nevyhnutné.
Historický vývoj
Porovnajte priemerný výnos Sporenie a vklady s infláciou
Porovnajte výnosy Sporenie a vklady v Španielsko
| Typ | Inštitúcia | Hrubý výnos | Po zdanení | Reálny výnos | Stav | Podrobnosti |
|---|---|---|---|---|---|---|
| Sporenie a vklady | 4.00% | 3.24% | +0.84% | Poráža | 1-month term, €1k-€10k, requires Premium Plan | |
| Sporenie a vklady | 4.00% | 3.24% | +0.84% | Poráža | 4.00% TAE for 1 month. Exclusive for new clients. Protected by the Portuguese Deposit Guarantee Fund. | |
| Sporenie a vklady | 3.00% | 2.43% | +0.03% | Poráža | 3-month term, requires Premium Plan | |
| Sporenie a vklady | 3.00% | 2.43% | +0.03% | Poráža | 12-month term, €10k-€300k, bonuses for nómina + card | |
| Sporenie a vklady | 2.85% | 2.31% | -0.09% | Prehráva | 12-month term, €10k min, requires investment product | |
| Sporenie a vklady | 2.78% | 2.25% | -0.15% | Prehráva | 4-month term, salary €900+ required, else 1.76% | |
| Sporenie a vklady | 2.63% | 2.13% | -0.27% | Prehráva | 36-month term, interests at maturity | |
| Sporenie a vklady | 2.55% | 2.07% | -0.33% | Prehráva | 12-month term deposit via Raisin | |
| Sporenie a vklady | 2.30% | 1.86% | -0.54% | Prehráva | 12-month term, €30k-€300k, online via AVANTIO | |
| Sporenie a vklady | 2.26% | 1.83% | -0.57% | Prehráva | Weekly compound, higher balances get 2.26%, base 1.51% | |
| Sporenie a vklady | 2.25% | 1.82% | -0.58% | Prehráva | 24-month term, €1-€250k, quarterly interest, BNP Paribas group | |
| Sporenie a vklady | 2.20% | 1.78% | -0.62% | Prehráva | 12-month term deposit, €10k minimum | |
| Sporenie a vklady | 2.20% | 1.78% | -0.62% | Prehráva | UK fintech, investor protection ~€20k, instant access | |
| Sporenie a vklady | 2.10% | 1.70% | -0.70% | Prehráva | 12-month term, €1-€250k, quarterly interest, BNP Paribas group | |
| Sporenie a vklady | 2.05% | 1.66% | -0.74% | Prehráva | 1-month term, €10k-€100k, no conditions | |
| Sporenie a vklady | 2.00% | 1.62% | -0.78% | Prehráva | Instant access, tracks ECB rate, up to €50k | |
| Sporenie a vklady | 2.00% | 1.62% | -0.78% | Prehráva | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit | |
| Sporenie a vklady | 2.00% | 1.62% | -0.78% | Prehráva | Metal plan only (€16.90/mo), instant access | |
| Sporenie a vklady | 2.00% | 1.62% | -0.78% | Prehráva | Requires Metal plan (€16.90/mo), instant access, ECB-linked | |
| Sporenie a vklady | 1.91% | 1.55% | -0.85% | Prehráva | Estonian broker, monthly interest, no limit | |
| Sporenie a vklady | 1.85% | 1.50% | -0.90% | Prehráva | Premium/Metal plans, instant access, up to €100k | |
| Sporenie a vklady | 1.80% | 1.46% | -0.94% | Prehráva | Santander subsidiary, salary required, instant access | |
| Sporenie a vklady | 1.75% | 1.42% | -0.98% | Prehráva | Instant access, up to €50k, monthly interest, neobank | |
| Sporenie a vklady | 1.56% | 1.26% | -1.14% | Prehráva | Instant access, Dutch deposit guarantee, monthly interest | |
| Sporenie a vklady | 0.75% | 0.61% | -1.79% | Prehráva | First year only, up to €70k, instant access |