Najlepšie Sporenie a vklady v Belgicko
Investovanie do Sporenie a vklady je kľúčová stratégia pre rezidentov v Belgicko, ktorí chcú chrániť svoje úspory pred infláciou.
S infláciou 4.1% v Belgicko a da��ovou sadzbou 30.0% je hľadanie produktov s kladným reálnym výnosom nevyhnutné.
Historický vývoj
Porovnajte priemerný výnos Sporenie a vklady s infláciou
Porovnajte výnosy Sporenie a vklady v Belgicko
| Typ | Inštitúcia | Hrubý výnos | Po zdanení | Reálny výnos | Stav | Podrobnosti |
|---|---|---|---|---|---|---|
| Sporenie a vklady | vdk bank Ritme Spaarrekening BE | 2.85% | 2.00% | -2.10% | Prehráva | 1.35% base + 1.50% loyalty = 2.85% total, €500/month limit, April 2026 |
| Sporenie a vklady | CPH Bank Carnet de dépôts Plus BE | 2.60% | 1.82% | -2.28% | Prehráva | 2.10% base + 0.50% loyalty = 2.60% total, French banking group |
| Sporenie a vklady | Argenta Groeirekening BE | 2.60% | 1.82% | -2.28% | Prehráva | 1.10% base + 1.50% loyalty = 2.60% total, cooperative bank |
| Sporenie a vklady | MeDirect Fixed 12M BE | 2.40% | 1.68% | -2.42% | Prehráva | 12-month term, €5k-€500k, quarterly interest |
| Sporenie a vklady | Bunq Easy Savings (Weekly) BE | 2.26% | 1.58% | -2.52% | Prehráva | Weekly compound, higher balances get 2.26%, base 1.51% |
| Sporenie a vklady | KBC Start2Save BE | 2.25% | 1.58% | -2.52% | Prehráva | 0.75% base + 1.50% loyalty = 2.25% total, major Belgian bank |
| Sporenie a vklady | CBC Start2Save BE | 2.25% | 1.58% | -2.52% | Prehráva | 0.75% base + 1.50% loyalty = 2.25% total, KBC group (French-speaking) |
| Sporenie a vklady | ING Tempo Sparen BE | 2.25% | 1.58% | -2.52% | Prehráva | 0.75% base + 1.50% loyalty = 2.25% total, instant access |
| Sporenie a vklady | Trading 212 Flexible Savings BE | 2.20% | 1.54% | -2.56% | Prehráva | UK fintech, investor protection ~€20k, instant access |
| Sporenie a vklady | Belfius Flow Spaarrekening BE | 2.00% | 1.40% | -2.70% | Prehráva | 0.25% base + 1.75% loyalty = 2.00% total, €600/month limit, April 2026 |
| Sporenie a vklady | MeDirect Essential Sparen BE | 2.00% | 1.40% | -2.70% | Prehráva | 1.30% base + 0.70% loyalty = 2.00% total, instant access |
| Sporenie a vklady | Santander Consumer Bank Vision Max BE | 2.00% | 1.40% | -2.70% | Prehráva | 0.70% base + 1.30% loyalty = 2.00% total, Spanish banking group |
| Sporenie a vklady | Crelan GoSave BE | 2.00% | 1.40% | -2.70% | Prehráva | 0.50% base + 1.50% loyalty = 2.00% total, cooperative bank |
| Sporenie a vklady | Lightyear Cash Account BE | 1.91% | 1.34% | -2.76% | Prehráva | Estonian broker, monthly interest, no limit |
| Sporenie a vklady | Klarna Savings Account BE | 1.87% | 1.31% | -2.79% | Prehráva | Swedish fintech, instant access, monthly interest |
| Sporenie a vklady | Revolut Savings Vault EU | 1.85% | 1.29% | -2.80% | Prehráva | Premium/Metal plans, instant access, up to €100k |
| Sporenie a vklady | NIBC Spaarrekening BE | 1.60% | 1.12% | -2.98% | Prehráva | 1.20% base + 0.40% loyalty = 1.60% total, Dutch bank |
| Sporenie a vklady | Bunq EasyBank Savings BE | 1.56% | 1.09% | -3.01% | Prehráva | Instant access, Dutch deposit guarantee, monthly interest |