Najlepšie Sporenie a vklady v Francúzsko
Investovanie do Sporenie a vklady je kľúčová stratégia pre rezidentov v Francúzsko, ktorí chcú chrániť svoje úspory pred infláciou.
S infláciou 2.8% v Francúzsko a da��ovou sadzbou 31.4% je hľadanie produktov s kladným reálnym výnosom nevyhnutné.
Historický vývoj
Porovnajte priemerný výnos Sporenie a vklady s infláciou
Porovnajte výnosy Sporenie a vklady v Francúzsko
| Typ | Inštitúcia | Hrubý výnos | Po zdanení | Reálny výnos | Stav | Podrobnosti |
|---|---|---|---|---|---|---|
| Sporenie a vklady | Cashbee Livret+ (Promo 2M) FR | 5.10% | 3.50% | +0.70% | Poráža | 5.10% for 2 months up to €200k, then 1.50%, April 2026 |
| Sporenie a vklady | Fortuneo Livret+ (Promo 3M) FR | 5.00% | 3.43% | +0.63% | Poráža | 5.00% for 3 months up to €100k, then 1.60%, April 2026 |
| Sporenie a vklady | Scalable Capital (PRIME+) FR | 2.50% | 1.71% | -1.08% | Prehráva | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50% |
| Sporenie a vklady | BoursoBank Bourso+ Metal FR | 2.50% | 1.71% | -1.08% | Prehráva | Metal subscription required, instant access, April 2026 |
| Sporenie a vklady | Crédit Agricole Livret A FR | 2.40% | 1.65% | -1.15% | Prehráva | Regulated account, tax-free, €22,950 cap, state-guaranteed rate |
| Sporenie a vklady | Bunq Easy Savings (Weekly) FR | 2.26% | 1.55% | -1.25% | Prehráva | Weekly compound, higher balances get 2.26%, base 1.51% |
| Sporenie a vklady | Trading 212 Flexible Savings FR | 2.20% | 1.51% | -1.29% | Prehráva | UK fintech, investor protection ~€20k, instant access |
| Sporenie a vklady | Trade Republic Cash Account FR | 2.00% | 1.37% | -1.43% | Prehráva | Instant access, tracks ECB rate, up to €50k |
| Sporenie a vklady | BoursoBank Livret Épargne FR | 2.00% | 1.37% | -1.43% | Prehráva | Instant access, no conditions, monthly interest, April 2026 |
| Sporenie a vklady | N26 Savings Account FR | 2.00% | 1.37% | -1.43% | Prehráva | Metal plan only (€16.90/mo), instant access |
| Sporenie a vklady | N26 Metal Savings FR | 2.00% | 1.37% | -1.43% | Prehráva | Requires Metal plan (€16.90/mo), instant access, ECB-linked |
| Sporenie a vklady | Lightyear Cash Account FR | 1.91% | 1.31% | -1.49% | Prehráva | Estonian broker, monthly interest, no limit |
| Sporenie a vklady | Revolut Savings Vault EU | 1.85% | 1.27% | -1.53% | Prehráva | Premium/Metal plans, instant access, up to €100k |
| Sporenie a vklady | Bunq EasyBank Savings FR | 1.56% | 1.07% | -1.73% | Prehráva | Instant access, Dutch deposit guarantee, monthly interest |
| Sporenie a vklady | Hello Bank! Livret Hello+ FR | 1.50% | 1.03% | -1.77% | Prehráva | BNP Paribas subsidiary, instant access |
| Sporenie a vklady | LCL Livret LCL FR | 1.50% | 1.03% | -1.77% | Prehráva | Instant access, 30% flat tax, no cap, monthly interest |
| Sporenie a vklady | Monabanq Compte Épargne FR | 1.40% | 0.96% | -1.84% | Prehráva | Online bank, instant access, 30% PFU applies |