Calculate what you actually earn after taxes and inflation.
Step 1: Subtract fees from gross yield
Step 2: Apply tax to net yield
Step 3: Subtract inflation from after-tax yield
Most banks advertise gross yields, but that's not what you actually earn.
Real yield = what matters.
It tells you if your money is growing, shrinking, or staying flat.
See live real yields for hundreds of European savings accounts, bonds, and funds.
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