Parimad Hoiused riigis Portugal
Investeerimine tootesse Hoiused on peamine strateegia residentidele riigis Portugal, kes soovivad kaitsta oma sääste inflatsiooni eest.
Kui inflatsioon riigis Portugal on 2.7% ja maksumäär on 28.0%, on positiivse reaalse tootlusega toodete leidmine hädavajalik.
Ajalooline areng
Võrrelge keskmist Hoiused tootlust inflatsiooniga
Võrrelge Hoiused tootlust riigis Portugal
| Tüüp | Asutus | Brutotootlus | Pärast makse | Reaalne tootlus | Olek | �Sksikasjad |
|---|---|---|---|---|---|---|
| Hoiused | Bankinter Conta Ordenado (1st Year) PT | 5.00% | 3.60% | +0.90% | �Sletab | First year promo on €10k, salary transfer required |
| Hoiused | Banco BiG Depósito a Prazo 24M PT | 4.50% | 3.24% | +0.54% | �Sletab | 24-month term, premium rate for digital strategy, April 2026 |
| Hoiused | Bankinter Depósito a Prazo 12M PT | 4.10% | 2.95% | +0.25% | �Sletab | 12-month term deposit, competitive rate, April 2026 |
| Hoiused | ActivoBank Depósito Especial 6M PT | 3.90% | 2.81% | +0.11% | �Sletab | 6-month term, ladder strategy recommended, April 2026 |
| Hoiused | Banco BiG Super Depósito (3M) PT | 3.00% | 2.16% | -0.54% | Kaotab | 3-month term, new clients, €5k-€50k |
| Hoiused | CGD Boas Vindas (6M) PT | 3.00% | 2.16% | -0.54% | Kaotab | 6-month term, new money, €500 min |
| Hoiused | Banco CTT Conta Poupança Livre PT | 3.00% | 2.16% | -0.54% | Kaotab | Up to €5k, requires salary ≥€800 or 3 direct debits, quarterly interest |
| Hoiused | BPG Start (3M) PT | 2.75% | 1.98% | -0.72% | Kaotab | 3-month promo, €2.5k-€100k |
| Hoiused | Klarna Fixed Savings (24M) PT | 2.67% | 1.92% | -0.78% | Kaotab | 24-month term, €1-€100k, German fintech |
| Hoiused | Haitong Bank (3M - No Mobilization) PT | 2.60% | 1.87% | -0.83% | Kaotab | 3-month term, €500 min, cannot withdraw early |
| Hoiused | BAI Europa Novos Clientes (3M) PT | 2.60% | 1.87% | -0.83% | Kaotab | 3-month term, new clients, €2.5k-€100k |
| Hoiused | Banco CTT Novos Montantes (3M) PT | 2.60% | 1.87% | -0.83% | Kaotab | 3-month term, new money, €5k min |
| Hoiused | Banco Carregosa Bem-Vindo (3M) PT | 2.50% | 1.80% | -0.90% | Kaotab | 3-month promo, €25k-€100k |
| Hoiused | Banco BEST Novos Clientes (3M) PT | 2.50% | 1.80% | -0.90% | Kaotab | 3-month promo, €500-€75k |
| Hoiused | Banco Atlântico Global Living (6M) PT | 2.50% | 1.80% | -0.90% | Kaotab | 6-month term, €2.5k-€500k |
| Hoiused | BPG Solidário (12M) PT | 2.40% | 1.73% | -0.97% | Kaotab | 12-month term, €5k-250k |
| Hoiused | Finantia Growth (12M) PT | 2.40% | 1.73% | -0.97% | Kaotab | 12-month, no mobilization, €50k-€500k |
| Hoiused | Openbank Novos Clientes (3M) PT | 2.30% | 1.66% | -1.04% | Kaotab | New clients, 3-month term, €1 min |
| Hoiused | Banco Santander 12M Term PT | 2.20% | 1.58% | -1.12% | Kaotab | 12-month term deposit, €10k minimum |
| Hoiused | Trading 212 Flexible Savings PT | 2.20% | 1.58% | -1.12% | Kaotab | UK fintech, investor protection ~€20k, instant access |
| Hoiused | BNI Europa Premium (12M) PT | 2.10% | 1.51% | -1.19% | Kaotab | 12-month term, €2.5k min, €2.50/mo if balance <€5k |
| Hoiused | Trade Republic Cash Account PT | 2.00% | 1.44% | -1.26% | Kaotab | Instant access, tracks ECB rate, up to €50k |
| Hoiused | N26 Savings Account PT | 2.00% | 1.44% | -1.26% | Kaotab | Metal plan only (€16.90/mo), instant access |
| Hoiused | N26 Metal Savings PT | 2.00% | 1.44% | -1.26% | Kaotab | Requires Metal plan (€16.90/mo), instant access, ECB-linked |
| Hoiused | Fidelidade Savings (Opção Seguro) PT | 2.00% | 1.44% | -1.26% | Kaotab | Capitalization insurance with tax benefits: 22.4% after 5 years, 11.2% after 8 years. |
| Hoiused | Lightyear Cash Account PT | 1.91% | 1.38% | -1.32% | Kaotab | Estonian broker, monthly interest, no limit |
| Hoiused | Revolut Savings Vault EU | 1.85% | 1.33% | -1.37% | Kaotab | Premium/Metal plans, instant access, up to €100k |
| Hoiused | Openbank Cuenta Nómina PT | 1.80% | 1.30% | -1.40% | Kaotab | Santander subsidiary, salary required, instant access |