Parimad Hoiused riigis Hispaania
Investeerimine tootesse Hoiused on peamine strateegia residentidele riigis Hispaania, kes soovivad kaitsta oma sääste inflatsiooni eest.
Kui inflatsioon riigis Hispaania on 3.3% ja maksumäär on 19.0%, on positiivse reaalse tootlusega toodete leidmine hädavajalik.
Ajalooline areng
Võrrelge keskmist Hoiused tootlust inflatsiooniga
Võrrelge Hoiused tootlust riigis Hispaania
| Tüüp | Asutus | Brutotootlus | Pärast makse | Reaalne tootlus | Olek | �Sksikasjad |
|---|---|---|---|---|---|---|
| Hoiused | MyInvestor Super Deposit (1M Premium) ES | 4.00% | 3.24% | -0.06% | Kaotab | 1-month term, Plan Premium required (€7.99/mo), 4.00% TAE until April 30 2026 |
| Hoiused | Banco BiG - Gran Depósito (1M) ES | 4.00% | 3.24% | -0.06% | Kaotab | 3.93% TIN (4.00% TAE) for 1 month, new clients, Portuguese Deposit Guarantee Fund, April 2026 |
| Hoiused | Banco BiG - Gran Depósito (6M) ES | 3.25% | 2.63% | -0.67% | Kaotab | 3.22% TIN (3.25% TAE) for 6 months, Portuguese Deposit Guarantee Fund, April 2026 |
| Hoiused | MyInvestor Super Deposit (1M) ES | 3.00% | 2.43% | -0.87% | Kaotab | 1-month term, €10k min, no conditions, 3.00% TAE until April 21 2026 |
| Hoiused | MyInvestor Deposit (3M Premium) ES | 3.00% | 2.43% | -0.87% | Kaotab | 3-month term, Plan Premium required (€7.99/mo), 3.00% TAE |
| Hoiused | Deutsche Bank Depósito Confianza (12M) ES | 3.00% | 2.43% | -0.87% | Kaotab | 12-month term, €10k-€300k, bonuses for nómina + card |
| Hoiused | Banco BiG - Gran Depósito (3M) ES | 3.00% | 2.43% | -0.87% | Kaotab | 2.97% TIN (3.00% TAE) for 3 months, Portuguese Deposit Guarantee Fund, April 2026 |
| Hoiused | EBN Banco (12M with investment) ES | 2.85% | 2.31% | -0.99% | Kaotab | 12-month term, €10k min, requires investment product |
| Hoiused | Openbank Open 4M (w/ conditions) ES | 2.78% | 2.25% | -1.05% | Kaotab | 4-month term, salary €900+ required, else 1.76% |
| Hoiused | Renault Bank Tú+ (36M) ES | 2.63% | 2.13% | -1.17% | Kaotab | 36-month term, interests at maturity |
| Hoiused | Volkswagen Bank (12M) ES | 2.55% | 2.07% | -1.23% | Kaotab | 12-month term deposit via Raisin |
| Hoiused | Scalable Capital (PRIME+) ES | 2.50% | 2.02% | -1.27% | Kaotab | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50% |
| Hoiused | Banca March AVANTIO (12M) ES | 2.30% | 1.86% | -1.44% | Kaotab | 12-month term, €30k-€300k, online via AVANTIO |
| Hoiused | Bunq Easy Savings (Weekly) ES | 2.26% | 1.83% | -1.47% | Kaotab | Weekly compound, higher balances get 2.26%, base 1.51% |
| Hoiused | Cetelem Depósito 24M ES | 2.25% | 1.82% | -1.48% | Kaotab | 24-month term, €1-€250k, quarterly interest, BNP Paribas group |
| Hoiused | Banco Santander 12M Term ES | 2.20% | 1.78% | -1.52% | Kaotab | 12-month term deposit, €10k minimum |
| Hoiused | Trading 212 Flexible Savings ES | 2.20% | 1.78% | -1.52% | Kaotab | UK fintech, investor protection ~€20k, instant access |
| Hoiused | MyInvestor Remunerated Account (Premium) ES | 2.10% | 1.70% | -1.60% | Kaotab | Requires Premium Plan (€7.99/mo), up to €70k, instant access |
| Hoiused | Cetelem Depósito 12M ES | 2.10% | 1.70% | -1.60% | Kaotab | 12-month term, €1-€250k, quarterly interest, BNP Paribas group |
| Hoiused | Trade Republic Cash Account ES | 2.00% | 1.62% | -1.68% | Kaotab | Instant access, tracks ECB rate, up to €50k |
| Hoiused | N26 Savings Account ES | 2.00% | 1.62% | -1.68% | Kaotab | Metal plan only (€16.90/mo), instant access |
| Hoiused | N26 Metal Savings ES | 2.00% | 1.62% | -1.68% | Kaotab | Requires Metal plan (€16.90/mo), instant access, ECB-linked |
| Hoiused | Lightyear Cash Account ES | 1.91% | 1.55% | -1.75% | Kaotab | Estonian broker, monthly interest, no limit |
| Hoiused | Revolut Savings Vault EU | 1.85% | 1.50% | -1.80% | Kaotab | Premium/Metal plans, instant access, up to €100k |
| Hoiused | Openbank Cuenta Nómina ES | 1.80% | 1.46% | -1.84% | Kaotab | Santander subsidiary, salary required, instant access |
| Hoiused | B100 Cuenta Save ES | 1.75% | 1.42% | -1.88% | Kaotab | Instant access, up to €50k, monthly interest, neobank |
| Hoiused | Bunq EasyBank Savings ES | 1.56% | 1.26% | -2.04% | Kaotab | Instant access, Dutch deposit guarantee, monthly interest |