Reaalse tootluse töölaud

Euroopa fikseeritud tulumääraga varade analüüs � Reaalne tootlus pärast makse vs inflatsioon

Parimad Hoiused riigis Itaalia

Investeerimine tootesse Hoiused on peamine strateegia residentidele riigis Itaalia, kes soovivad kaitsta oma sääste inflatsiooni eest.

Kui inflatsioon riigis Itaalia on 1.5% ja maksumäär on 26.0%, on positiivse reaalse tootlusega toodete leidmine hädavajalik.

Ajalooline areng

Võrrelge keskmist Hoiused tootlust inflatsiooniga

Võrrelge Hoiused tootlust riigis Itaalia

TüüpAsutusBrutotootlusPärast makseReaalne tootlusOlek�Sksikasjad
Hoiused

ING Italia Conto Deposito (12M Promo)

IT
4.00%2.96%+1.46%�Sletab

4.00% promo until April 18 2026, 12 months, up to €100k

Hoiused

FCA Bank Conto Deposito Libero

IT
3.50%2.59%+1.09%�Sletab

Instant access, €5k minimum, 3.50% gross (2.59% net after 26% tax), April 2026

Hoiused

Illimity Conto Deposito (60M)

IT
3.15%2.33%+0.83%�Sletab

60-month term, highest long-term rate, FITD protected, April 2026

Hoiused

Rendimax Conto Deposito (60M)

IT
3.00%2.22%+0.72%�Sletab

60-month term, Banca Ifis group, Italian guarantee fund, April 2026

Hoiused

Illimity Conto Deposito (24M)

IT
2.85%2.11%+0.61%�Sletab

24-month term, €5k-€100k, Italian neobank, FITD protected, April 2026

Hoiused

Scalable Capital (PRIME+)

IT
2.50%1.85%+0.35%�Sletab

Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50%

Hoiused

Bunq Easy Savings (Weekly)

IT
2.26%1.67%+0.17%�Sletab

Weekly compound, higher balances get 2.26%, base 1.51%

Hoiused

Trading 212 Flexible Savings

IT
2.20%1.63%+0.13%�Sletab

UK fintech, investor protection ~€20k, instant access

Hoiused

Trade Republic Cash Account

IT
2.00%1.48%-0.02%Kaotab

Instant access, tracks ECB rate, up to €50k

Hoiused

N26 Savings Account

IT
2.00%1.48%-0.02%Kaotab

Metal plan only (€16.90/mo), instant access

Hoiused

N26 Metal Savings

IT
2.00%1.48%-0.02%Kaotab

Requires Metal plan (€16.90/mo), instant access, ECB-linked

Hoiused

Lightyear Cash Account

IT
1.91%1.41%-0.09%Kaotab

Estonian broker, monthly interest, no limit

Hoiused

Revolut Savings Vault

EU
1.85%1.37%-0.13%Kaotab

Premium/Metal plans, instant access, up to €100k

Hoiused

Bunq EasyBank Savings

IT
1.56%1.15%-0.35%Kaotab

Instant access, Dutch deposit guarantee, monthly interest

Hoiused

Fineco Conto Più

IT
1.45%1.07%-0.43%Kaotab

Italian broker/bank, instant access, quarterly interest