Parimad Hoiused riigis Austria
Investeerimine tootesse Hoiused on peamine strateegia residentidele riigis Austria, kes soovivad kaitsta oma sääste inflatsiooni eest.
Kui inflatsioon riigis Austria on 3.1% ja maksumäär on 27.5%, on positiivse reaalse tootlusega toodete leidmine hädavajalik.
Ajalooline areng
Võrrelge keskmist Hoiused tootlust inflatsiooniga
Võrrelge Hoiused tootlust riigis Austria
| Tüüp | Asutus | Brutotootlus | Pärast makse | Reaalne tootlus | Olek | �Sksikasjad |
|---|---|---|---|---|---|---|
| Hoiused | Scalable Capital (PRIME+) AT | 2.50% | 1.81% | -1.29% | Kaotab | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50% |
| Hoiused | DADAT Flexibel (3M Promo) AT | 2.40% | 1.74% | -1.36% | Kaotab | 2.40% for 3 months promo, then 1.30%, Austrian deposit guarantee, April 2026 |
| Hoiused | Erste Bank Fixzins 12M AT | 2.35% | 1.70% | -1.40% | Kaotab | 12-month fixed, €5k-€250k, quarterly interest |
| Hoiused | Bunq Easy Savings (Weekly) AT | 2.26% | 1.64% | -1.46% | Kaotab | Weekly compound, higher balances get 2.26%, base 1.51% |
| Hoiused | Trading 212 Flexible Savings AT | 2.20% | 1.60% | -1.50% | Kaotab | UK fintech, investor protection ~€20k, instant access |
| Hoiused | Bigbank Flexible Savings AT | 2.05% | 1.49% | -1.61% | Kaotab | Estonian deposit guarantee, up to €100k, instant access |
| Hoiused | Trade Republic Cash Account AT | 2.00% | 1.45% | -1.65% | Kaotab | Instant access, tracks ECB rate, up to €50k |
| Hoiused | N26 Savings Account AT | 2.00% | 1.45% | -1.65% | Kaotab | Metal plan only (€16.90/mo), instant access |
| Hoiused | N26 Metal Savings AT | 2.00% | 1.45% | -1.65% | Kaotab | Requires Metal plan (€16.90/mo), instant access, ECB-linked |
| Hoiused | Lightyear Cash Account AT | 1.91% | 1.38% | -1.72% | Kaotab | Estonian broker, monthly interest, no limit |
| Hoiused | Bank99 Sparkonto AT | 1.90% | 1.38% | -1.72% | Kaotab | Instant access, Austrian Post subsidiary, no fees |
| Hoiused | Klarna Savings Account AT | 1.87% | 1.36% | -1.74% | Kaotab | Swedish fintech, instant access, monthly interest |
| Hoiused | Revolut Savings Vault EU | 1.85% | 1.34% | -1.76% | Kaotab | Premium/Metal plans, instant access, up to €100k |
| Hoiused | Easybank Sparkonto AT | 1.80% | 1.30% | -1.80% | Kaotab | Instant access, Austrian neobank, monthly interest |
| Hoiused | Bawag PSK Flexkonto AT | 1.75% | 1.27% | -1.83% | Kaotab | Instant access, major Austrian bank, deposit guarantee |
| Hoiused | Bunq EasyBank Savings AT | 1.56% | 1.13% | -1.97% | Kaotab | Instant access, Dutch deposit guarantee, monthly interest |