Reaalse tootluse töölaud

Euroopa fikseeritud tulumääraga varade analüüs � Reaalne tootlus pärast makse vs inflatsioon

Parimad Hoiused riigis Belgia

Investeerimine tootesse Hoiused on peamine strateegia residentidele riigis Belgia, kes soovivad kaitsta oma sääste inflatsiooni eest.

Kui inflatsioon riigis Belgia on 2.0% ja maksumäär on 30.0%, on positiivse reaalse tootlusega toodete leidmine hädavajalik.

Ajalooline areng

Võrrelge keskmist Hoiused tootlust inflatsiooniga

Võrrelge Hoiused tootlust riigis Belgia

TüüpAsutusBrutotootlusPärast makseReaalne tootlusOlek�Sksikasjad
Hoiused

vdk bank Ritme Spaarrekening

BE
2.85%2.00%-0.00%Kaotab

1.35% base + 1.50% loyalty = 2.85% total, €500/month limit, April 2026

Hoiused

CPH Bank Carnet de dépôts Plus

BE
2.60%1.82%-0.18%Kaotab

2.10% base + 0.50% loyalty = 2.60% total, French banking group

Hoiused

Argenta Groeirekening

BE
2.60%1.82%-0.18%Kaotab

1.10% base + 1.50% loyalty = 2.60% total, cooperative bank

Hoiused

MeDirect Fixed 12M

BE
2.40%1.68%-0.32%Kaotab

12-month term, €5k-€500k, quarterly interest

Hoiused

Bunq Easy Savings (Weekly)

BE
2.26%1.58%-0.42%Kaotab

Weekly compound, higher balances get 2.26%, base 1.51%

Hoiused

KBC Start2Save

BE
2.25%1.58%-0.42%Kaotab

0.75% base + 1.50% loyalty = 2.25% total, major Belgian bank

Hoiused

CBC Start2Save

BE
2.25%1.58%-0.42%Kaotab

0.75% base + 1.50% loyalty = 2.25% total, KBC group (French-speaking)

Hoiused

ING Tempo Sparen

BE
2.25%1.58%-0.42%Kaotab

0.75% base + 1.50% loyalty = 2.25% total, instant access

Hoiused

Trading 212 Flexible Savings

BE
2.20%1.54%-0.46%Kaotab

UK fintech, investor protection ~€20k, instant access

Hoiused

Belfius Flow Spaarrekening

BE
2.00%1.40%-0.60%Kaotab

0.25% base + 1.75% loyalty = 2.00% total, €600/month limit, April 2026

Hoiused

MeDirect Essential Sparen

BE
2.00%1.40%-0.60%Kaotab

1.30% base + 0.70% loyalty = 2.00% total, instant access

Hoiused

Santander Consumer Bank Vision Max

BE
2.00%1.40%-0.60%Kaotab

0.70% base + 1.30% loyalty = 2.00% total, Spanish banking group

Hoiused

Crelan GoSave

BE
2.00%1.40%-0.60%Kaotab

0.50% base + 1.50% loyalty = 2.00% total, cooperative bank

Hoiused

Lightyear Cash Account

BE
1.91%1.34%-0.66%Kaotab

Estonian broker, monthly interest, no limit

Hoiused

Klarna Savings Account

BE
1.87%1.31%-0.69%Kaotab

Swedish fintech, instant access, monthly interest

Hoiused

Revolut Savings Vault

EU
1.85%1.29%-0.71%Kaotab

Premium/Metal plans, instant access, up to €100k

Hoiused

NIBC Spaarrekening

BE
1.60%1.12%-0.88%Kaotab

1.20% base + 0.40% loyalty = 1.60% total, Dutch bank

Hoiused

Bunq EasyBank Savings

BE
1.56%1.09%-0.91%Kaotab

Instant access, Dutch deposit guarantee, monthly interest