Parimad Hoiused riigis Prαntsusmαα
Investeerimine tootesse Hoiused on peamine strateegia residentidele riigis Prαntsusmαα, kes soovivad kaitsta oma sääste inflatsiooni eest.
Kui inflatsioon riigis Prαntsusmαα on 1.9% ja maksumäär on 31.4%, on positiivse reaalse tootlusega toodete leidmine hädavajalik.
Ajalooline areng
Võrrelge keskmist Hoiused tootlust inflatsiooniga
Võrrelge Hoiused tootlust riigis Prαntsusmαα
| Tüüp | Asutus | Brutotootlus | Pärast makse | Reaalne tootlus | Olek | �Sksikasjad |
|---|---|---|---|---|---|---|
| Hoiused | Cashbee Livret+ (Promo 2M) FR | 5.10% | 3.50% | +1.60% | �Sletab | 5.10% for 2 months up to €200k, then 1.50%, April 2026 |
| Hoiused | Fortuneo Livret+ (Promo 3M) FR | 5.00% | 3.43% | +1.53% | �Sletab | 5.00% for 3 months up to €100k, then 1.60%, April 2026 |
| Hoiused | Scalable Capital (PRIME+) FR | 2.50% | 1.71% | -0.19% | Kaotab | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50% |
| Hoiused | BoursoBank Bourso+ Metal FR | 2.50% | 1.71% | -0.19% | Kaotab | Metal subscription required, instant access, April 2026 |
| Hoiused | Crédit Agricole Livret A FR | 2.40% | 1.65% | -0.25% | Kaotab | Regulated account, tax-free, €22,950 cap, state-guaranteed rate |
| Hoiused | Bunq Easy Savings (Weekly) FR | 2.26% | 1.55% | -0.35% | Kaotab | Weekly compound, higher balances get 2.26%, base 1.51% |
| Hoiused | Trading 212 Flexible Savings FR | 2.20% | 1.51% | -0.39% | Kaotab | UK fintech, investor protection ~€20k, instant access |
| Hoiused | Trade Republic Cash Account FR | 2.00% | 1.37% | -0.53% | Kaotab | Instant access, tracks ECB rate, up to €50k |
| Hoiused | BoursoBank Livret Épargne FR | 2.00% | 1.37% | -0.53% | Kaotab | Instant access, no conditions, monthly interest, April 2026 |
| Hoiused | N26 Savings Account FR | 2.00% | 1.37% | -0.53% | Kaotab | Metal plan only (€16.90/mo), instant access |
| Hoiused | N26 Metal Savings FR | 2.00% | 1.37% | -0.53% | Kaotab | Requires Metal plan (€16.90/mo), instant access, ECB-linked |
| Hoiused | Lightyear Cash Account FR | 1.91% | 1.31% | -0.59% | Kaotab | Estonian broker, monthly interest, no limit |
| Hoiused | Revolut Savings Vault EU | 1.85% | 1.27% | -0.63% | Kaotab | Premium/Metal plans, instant access, up to €100k |
| Hoiused | Bunq EasyBank Savings FR | 1.56% | 1.07% | -0.83% | Kaotab | Instant access, Dutch deposit guarantee, monthly interest |
| Hoiused | Hello Bank! Livret Hello+ FR | 1.50% | 1.03% | -0.87% | Kaotab | BNP Paribas subsidiary, instant access |
| Hoiused | LCL Livret LCL FR | 1.50% | 1.03% | -0.87% | Kaotab | Instant access, 30% flat tax, no cap, monthly interest |
| Hoiused | Monabanq Compte Épargne FR | 1.40% | 0.96% | -0.94% | Kaotab | Online bank, instant access, 30% PFU applies |