Najboljši Varčevalni računi v Portugalska
Naložba v Varčevalni računi je ključna strategija za prebivalce v Portugalska, ki želijo svoje prihranke zaščititi pred inflacijo.
Ker je inflacija v Portugalska 1.9-odstotna, davčna stopnja pa 28.0-odstotna, je iskanje izdelkov s pozitivnim realnim donosom nujno.
Zgodovinski razvoj
Primerjajte povprečni donos Varčevalni računi z inflacijo
Primerjajte donose Varčevalni računi v Portugalska
| Vrsta | Ustanova | Bruto donos | Po obdavčitvi | Realni donos | Stanje | Podrobnosti |
|---|---|---|---|---|---|---|
| Varčevalni računi | 5.00% | 3.60% | +1.70% | Premaga | First year promo on €10k, salary transfer required | |
| Varčevalni računi | 3.00% | 2.16% | +0.26% | Premaga | 3-month term, new clients, €5k-€50k | |
| Varčevalni računi | 3.00% | 2.16% | +0.26% | Premaga | 6-month term, new money, €500 min | |
| Varčevalni računi | 3.00% | 2.16% | +0.26% | Premaga | Up to €5k, requires salary ≥€800 or 3 direct debits, quarterly interest | |
| Varčevalni računi | 2.75% | 1.98% | +0.08% | Premaga | 3-month promo, €2.5k-€100k | |
| Varčevalni računi | 2.67% | 1.92% | +0.02% | Premaga | 24-month term, €1-€100k, German fintech | |
| Varčevalni računi | 2.60% | 1.87% | -0.03% | Izgubi | 3-month term, €500 min, cannot withdraw early | |
| Varčevalni računi | 2.60% | 1.87% | -0.03% | Izgubi | 3-month term, new clients, €2.5k-€100k | |
| Varčevalni računi | 2.60% | 1.87% | -0.03% | Izgubi | 3-month term, new money, €5k min | |
| Varčevalni računi | 2.50% | 1.80% | -0.10% | Izgubi | 3-month promo, €25k-€100k | |
| Varčevalni računi | 2.50% | 1.80% | -0.10% | Izgubi | 3-month promo, €500-€75k | |
| Varčevalni računi | 2.50% | 1.80% | -0.10% | Izgubi | 6-month term, €2.5k-€500k | |
| Varčevalni računi | 2.40% | 1.73% | -0.17% | Izgubi | 12-month term, €5k-250k | |
| Varčevalni računi | 2.40% | 1.73% | -0.17% | Izgubi | 12-month, no mobilization, €50k-€500k | |
| Varčevalni računi | 2.30% | 1.66% | -0.24% | Izgubi | New clients, 3-month term, €1 min | |
| Varčevalni računi | 2.20% | 1.58% | -0.32% | Izgubi | 12-month term deposit, €10k minimum | |
| Varčevalni računi | 2.20% | 1.58% | -0.32% | Izgubi | UK fintech, investor protection ~€20k, instant access | |
| Varčevalni računi | 2.10% | 1.51% | -0.39% | Izgubi | 12-month term, €2.5k min, €2.50/mo if balance <€5k | |
| Varčevalni računi | 2.00% | 1.44% | -0.46% | Izgubi | Instant access, tracks ECB rate, up to €50k | |
| Varčevalni računi | 2.00% | 1.44% | -0.46% | Izgubi | 60-day term, €500-€100k, new clients only | |
| Varčevalni računi | 2.00% | 1.44% | -0.46% | Izgubi | Metal plan only (€16.90/mo), instant access | |
| Varčevalni računi | 2.00% | 1.44% | -0.46% | Izgubi | Requires Metal plan (€16.90/mo), instant access, ECB-linked | |
| Varčevalni računi | 2.00% | 1.44% | -0.46% | Izgubi | Capitalization insurance with tax benefits: 22.4% after 5 years, 11.2% after 8 years. | |
| Varčevalni računi | 1.91% | 1.38% | -0.52% | Izgubi | Estonian broker, monthly interest, no limit | |
| Varčevalni računi | 1.85% | 1.33% | -0.57% | Izgubi | Premium/Metal plans, instant access, up to €100k | |
| Varčevalni računi | 1.80% | 1.30% | -0.60% | Izgubi | Santander subsidiary, salary required, instant access | |
| Varčevalni računi | 1.50% | 1.08% | -0.82% | Izgubi | 90-day term, €500 minimum, no maximum | |
| Varčevalni računi | 1.40% | 1.01% | -0.89% | Izgubi | 180-day term, €500 minimum, no maximum |