Najboljši Varčevalni računi v Nizozemska
Naložba v Varčevalni računi je ključna strategija za prebivalce v Nizozemska, ki želijo svoje prihranke zaščititi pred inflacijo.
Ker je inflacija v Nizozemska 3.4-odstotna, davčna stopnja pa 36.0-odstotna, je iskanje izdelkov s pozitivnim realnim donosom nujno.
Zgodovinski razvoj
Primerjajte povprečni donos Varčevalni računi z inflacijo
Primerjajte donose Varčevalni računi v Nizozemska
| Vrsta | Ustanova | Bruto donos | Po obdavčitvi | Realni donos | Stanje | Podrobnosti |
|---|---|---|---|---|---|---|
| Varčevalni računi | Scalable Capital (PRIME+) NL | 2.50% | 1.60% | -1.80% | Izgubi | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit, April 2026: 2.50% |
| Varčevalni računi | Bunq Easy Savings (Weekly) NL | 2.26% | 1.45% | -1.95% | Izgubi | Weekly compound, higher balances get 2.26%, base 1.51% |
| Varčevalni računi | Trading 212 Flexible Savings NL | 2.20% | 1.41% | -1.99% | Izgubi | UK fintech, investor protection ~€20k, instant access |
| Varčevalni računi | Nationale-Nederlanden Deposito 12M NL | 2.20% | 1.41% | -1.99% | Izgubi | 12-month fixed deposit, €500-€500k, annual interest |
| Varčevalni računi | Bigbank Flexible Savings NL | 2.05% | 1.31% | -2.09% | Izgubi | Estonian deposit guarantee, up to €100k, instant access |
| Varčevalni računi | Trade Republic Cash Account NL | 2.00% | 1.28% | -2.12% | Izgubi | Instant access, tracks ECB rate, up to €50k |
| Varčevalni računi | Lightyear Cash Account NL | 1.91% | 1.22% | -2.18% | Izgubi | Estonian broker, monthly interest, no limit |
| Varčevalni računi | Klarna Savings Account NL | 1.87% | 1.20% | -2.20% | Izgubi | Swedish fintech, instant access, monthly interest |
| Varčevalni računi | Revolut Savings Vault EU | 1.85% | 1.18% | -2.22% | Izgubi | Premium/Metal plans, instant access, up to €100k |
| Varčevalni računi | Openbank Cuenta Nómina NL | 1.80% | 1.15% | -2.25% | Izgubi | Santander subsidiary, salary required, instant access |
| Varčevalni računi | Knab Spaarrekening NL | 1.75% | 1.12% | -2.28% | Izgubi | Dutch neobank (Aegon), instant access, monthly interest |
| Varčevalni računi | Bunq EasyBank Savings NL | 1.56% | 1.00% | -2.40% | Izgubi | Instant access, Dutch deposit guarantee, monthly interest |
| Varčevalni računi | ASN Ideaalsparen NL | 1.50% | 0.96% | -2.44% | Izgubi | Sustainable banking, instant access, Dutch deposit guarantee |
| Varčevalni računi | Triodos Spaarrekening NL | 1.40% | 0.90% | -2.50% | Izgubi | Ethical banking, instant access, Box 3 wealth tax applies |