Najboljši Varčevalni računi v Španija
Naložba v Varčevalni računi je ključna strategija za prebivalce v Španija, ki želijo svoje prihranke zaščititi pred inflacijo.
Ker je inflacija v Španija 2.4-odstotna, davčna stopnja pa 19.0-odstotna, je iskanje izdelkov s pozitivnim realnim donosom nujno.
Zgodovinski razvoj
Primerjajte povprečni donos Varčevalni računi z inflacijo
Primerjajte donose Varčevalni računi v Španija
| Vrsta | Ustanova | Bruto donos | Po obdavčitvi | Realni donos | Stanje | Podrobnosti |
|---|---|---|---|---|---|---|
| Varčevalni računi | 4.00% | 3.24% | +0.84% | Premaga | 1-month term, €1k-€10k, requires Premium Plan | |
| Varčevalni računi | 4.00% | 3.24% | +0.84% | Premaga | 4.00% TAE for 1 month. Exclusive for new clients. Protected by the Portuguese Deposit Guarantee Fund. | |
| Varčevalni računi | 3.00% | 2.43% | +0.03% | Premaga | 3-month term, requires Premium Plan | |
| Varčevalni računi | 3.00% | 2.43% | +0.03% | Premaga | 12-month term, €10k-€300k, bonuses for nómina + card | |
| Varčevalni računi | 2.85% | 2.31% | -0.09% | Izgubi | 12-month term, €10k min, requires investment product | |
| Varčevalni računi | 2.78% | 2.25% | -0.15% | Izgubi | 4-month term, salary €900+ required, else 1.76% | |
| Varčevalni računi | 2.63% | 2.13% | -0.27% | Izgubi | 36-month term, interests at maturity | |
| Varčevalni računi | 2.55% | 2.07% | -0.33% | Izgubi | 12-month term deposit via Raisin | |
| Varčevalni računi | 2.30% | 1.86% | -0.54% | Izgubi | 12-month term, €30k-€300k, online via AVANTIO | |
| Varčevalni računi | 2.26% | 1.83% | -0.57% | Izgubi | Weekly compound, higher balances get 2.26%, base 1.51% | |
| Varčevalni računi | 2.25% | 1.82% | -0.58% | Izgubi | 24-month term, €1-€250k, quarterly interest, BNP Paribas group | |
| Varčevalni računi | 2.20% | 1.78% | -0.62% | Izgubi | 12-month term deposit, €10k minimum | |
| Varčevalni računi | 2.20% | 1.78% | -0.62% | Izgubi | UK fintech, investor protection ~€20k, instant access | |
| Varčevalni računi | 2.10% | 1.70% | -0.70% | Izgubi | 12-month term, €1-€250k, quarterly interest, BNP Paribas group | |
| Varčevalni računi | 2.05% | 1.66% | -0.74% | Izgubi | 1-month term, €10k-€100k, no conditions | |
| Varčevalni računi | 2.00% | 1.62% | -0.78% | Izgubi | Instant access, tracks ECB rate, up to €50k | |
| Varčevalni računi | 2.00% | 1.62% | -0.78% | Izgubi | Requires PRIME+ broker plan (€4.99/mo), unlimited deposit | |
| Varčevalni računi | 2.00% | 1.62% | -0.78% | Izgubi | Metal plan only (€16.90/mo), instant access | |
| Varčevalni računi | 2.00% | 1.62% | -0.78% | Izgubi | Requires Metal plan (€16.90/mo), instant access, ECB-linked | |
| Varčevalni računi | 1.91% | 1.55% | -0.85% | Izgubi | Estonian broker, monthly interest, no limit | |
| Varčevalni računi | 1.85% | 1.50% | -0.90% | Izgubi | Premium/Metal plans, instant access, up to €100k | |
| Varčevalni računi | 1.80% | 1.46% | -0.94% | Izgubi | Santander subsidiary, salary required, instant access | |
| Varčevalni računi | 1.75% | 1.42% | -0.98% | Izgubi | Instant access, up to €50k, monthly interest, neobank | |
| Varčevalni računi | 1.56% | 1.26% | -1.14% | Izgubi | Instant access, Dutch deposit guarantee, monthly interest | |
| Varčevalni računi | 0.75% | 0.61% | -1.79% | Izgubi | First year only, up to €70k, instant access |