Methodologie
Transparent methodology
011. Calculation
Real yield calculation
Formula:Real Yield = (Gross - Fees) × (1 - Tax) - Inflation
Step 1
Subtract fees
Step 2
Apply tax
Step 3
Subtract inflation
022. Data Sources
ECB
- €STR rate
- Bond yields
ecb.europa.eu
Eurostat
- HICP data
- Country inflation
ec.europa.eu/eurostat
Banks
- Published rates
- Term deposits
Verified manually
Funds & ETFs
- TER from documents
- Current yields
Official sites
3. Tax Rates
Standard rates simplified
- Income brackets
- Product type
- Residency
- Deductions
- Holding period
Consult tax advisor
5. Limitations
Errors Possible
Mistakes can occur
Not Financial Advice
Educational tool only
No Liability
No responsibility