Real Yield Dashboard

European Fixed Income Analysis — After-Tax Real Returns vs. Inflation

Best Government Bonds in Spain

Investing in Government Bonds is a key strategy for Spain residents looking to protect their savings. Currently, the European Central Bank (ECB) maintains the €STR rate at a level that significantly impacts many fixed-income products across the eurozone.

With an annual inflation rate of approximately 3.0% in Spain, finding yields that provide a positive real return after taxes of 19.0% is crucial for maintaining your long-term purchasing power.

Government Bonds Yields in Spain

TypeInstitution / ProductGross YieldAfter TaxReal YieldStatusDetails
Government Bonds
Bono del Estado 10YES
4.21%3.41%+0.41%Beats Inflation10-year Spanish government bond, long-term benchmark
Government Bonds
Bono del Estado 2YES
2.64%2.14%-0.86%Loses to Inflation2-year Spanish government bond, fixed rate
Government Bonds
Letras del Tesoro 12MES
2.30%1.86%-1.14%Loses to InflationZero-coupon 12-month Spanish Treasury bill, sold at discount
Government Bonds
Letras del Tesoro 6MES
2.18%1.77%-1.23%Loses to InflationZero-coupon 6-month Spanish Treasury bill, sold at discount