Real Yield Dashboard

European Fixed Income Analysis — After-Tax Real Returns vs. Inflation

Best Government Bonds in Germany

Investing in Government Bonds is a key strategy for Germany residents looking to protect their savings. Currently, the European Central Bank (ECB) maintains the €STR rate at a level that significantly impacts many fixed-income products across the eurozone.

With an annual inflation rate of approximately 2.0% in Germany, finding yields that provide a positive real return after taxes of 26.4% is crucial for maintaining your long-term purchasing power.

Government Bonds Yields in Germany

TypeInstitution / ProductGross YieldAfter TaxReal YieldStatusDetails
Government Bonds
German Bund 10YDE
4.21%3.10%+1.10%Beats Inflation10-year German federal bond, European safe-haven benchmark
Government Bonds
German Bund 2YDE
2.64%1.94%-0.06%Loses to Inflation2-year German federal treasury note, liquid benchmark
Government Bonds
German Bund 1YDE
2.30%1.69%-0.31%Loses to Inflation1-year German federal treasury note (Schatz), benchmark safety