Best Money Market ETFs in Germany
Investing in Money Market ETFs is a key strategy for Germany residents looking to protect their savings. Currently, the European Central Bank (ECB) maintains the €STR rate at a level that significantly impacts many fixed-income products across the eurozone.
With an annual inflation rate of approximately 2.0% in Germany, finding yields that provide a positive real return after taxes of 26.4% is crucial for maintaining your long-term purchasing power.
Money Market ETFs Yields in Germany
| Type | Institution / Product | Gross Yield | After Tax | Real Yield | Status | Details |
|---|---|---|---|---|---|---|
| Money Market ETFs | Xtrackers EUR Overnight Rate (XEON)EU | 2.08% | 1.46% | -0.54% | Loses to Inflation | TER: 0.10%, tracks €STR, liquid daily |
| Money Market ETFs | Lyxor Smart Overnight Return (CSH2)EU | 1.96% | 1.37% | -0.63% | Loses to Inflation | TER: 0.10%, accumulating, liquid daily |
| Money Market ETFs | Amundi Prime Euro LiquidityEU | 1.94% | 1.35% | -0.65% | Loses to Inflation | TER: 0.10%, distributing, T+1 liquidity |
| Money Market ETFs | iShares € Ultrashort Bond (SEGA)EU | 1.89% | 1.32% | -0.68% | Loses to Inflation | TER: 0.09%, very short duration bonds |
| Money Market ETFs | Invesco Euro LiquidityEU | 1.92% | 1.32% | -0.68% | Loses to Inflation | TER: 0.12%, accumulating, daily liquidity |
| Money Market ETFs | BlackRock ICS Euro LiquidityEU | 1.85% | 1.26% | -0.74% | Loses to Inflation | TER: 0.15%, high quality short-term money market fund |